KSFE Circulars should go here
2018- Cir 01-2018 (P&HR) Staff Welfare-Scholarship to the Children & Spouse of Company Employees
- Cir 02-2018 (IAD) Alert Note (IAD) 1-2016 regarding Security and Liability dt 21-11-2016 dt 06-01-2018
- Cir 03-2018 (Recovery) Conducting Adalath @ RO Level dt 19-01-2018
- Cir 04-2018 (PLG) Company CUG Mobile_New Tariff Reg dt 23-01-2018
- Cir 05-2018 (IT) Reg CASBA Suggesions dt 01-02-2018
- Cir 06-2018 (P&HR) Retirement of Company Employees dt 06-02-2018
- Cir 07-2018 (Recovery) Considering Non RR Cases in Adalath dt 12-02-2018
- Cir 08-2018 (PLG) Updation of Aadhar No dt 21-02-2018
- Cir 09-2018 (BD) Including Thirumandamkunnu Devaswom in Malappuram Dist as SREG Category Employee dt 03-03-2018
- Cir 10-2018 (FA) Appointment of Statutory Auditors & Finalization of Accounts dt 20-03-2018
- Cir 11- 2018 (FA) Important Points to remember reg IT & GST dt 11-04-2018
- Cir 12-2018 (Recovery) Switch over of NPA Norm from 6 Months to 3 Months Order Issued dt 23-04-2018
- Cir 13-2018 (P&HR) Conduct of Promotion Test for the year 2017_Exam Timetable dt 04-05-2018
- Cir 14-2018 (PLG) PTS Employees in Govt Service treating as SREG reg dt 10-05-2018
- Cir 15-2018 (PLG) Inaguration of Pravasi Chit on 02-06-2018 dt 10-05-2018
- Cir 16-2018 (BD) Considering C-DIT Permanent Employees as SREG Catagory dt 10-05-2018
- Cir 17-2018 (BD) Gold Loan or Security No Maximum Ceiling in Apraiser Fee dt 24-05-2018
- Cir 18-2018 (BD) Considering DTNBWED Employees as SRNEG reg dt 08-06-2018
- Cir 19-2018 (BD) Pravasi Chit Inaguration reg @ 18-06-2018 dt 07-06-2018
- Cir 20-2018 (BD) Recover dues from DCRG Benefits of Govt Employees reg dt 18-06-2018
- Cir 21-2018 (BD) Pravasi Chitty_Employees Meet dt 22-06-2018
- Cir 22-2018 (BD) Gaztte Notification Fee reg dt 23-06-2018
- Cir 23-2018 (P&HR) Revision of Dearness Allowance wef 01-07-2017 dt 23-06-2018
- Cir 24-2018 (BD) KSFE Pravasi Registration Day dt 06-07-2018
- Cir 25-2018 (BD) Announcement of Ponnona Chitty 2018 dt 12-07-2018
- Cir 26-2018 (IA&V) Clarifications to RO on IA&V Reports_Detailed Explanation of Cir 29-2017 (IA&V) dt 11-04-2017 dt 12-07-2017
- Cir 27-2018 (BD) Raincoat for KSFE Agents dt 18-07-2018
- Cir 28-2018 (BD) Pravasi Chitty Registration dt 20-07-2018
- Cir 29-2018 (BD) Draw for PONNONA Chitty 2017 (PC 2017) Announcement of Results dt 23-07-2018
- Cir 30-2018 (BD) Including (CAPE) Cooperative Academy of Professional Education as SREG Category Employee dt 06-08-2018
- Cir 31-2018 (Recovery) Launching of OTS Scheme _ILAVU-2018_ dt 10-08-2018
- Cir 32-2018 (GAD) Printing & Supply of Company Diary 2019_Additional requirement @ actual cost Dt 06-08-2018
- Cir 33-2018 (P&HR) Enhancement of Remuneration of Employees engaged on daily wages basis dt 14-08-2018
- Cir 34-2018 (BD) Group Personal Accidental Insurance Policy to Chit Canvassing Agents & Gold Apraisers dt 21-08-2018
- 35-2018 (GAD) Implimenting Green Protocol in GOVT Organisations dt 08-09-2018
- 36-2018 (BD) Delegation of Powers of Various Officers in Loan Schemes & General dt 17-09-2018
- Cir 01-2017 (BD) Puthuvarsha Chittikal 2017 DT 03-01-2017
- Cir 02-2017 (Recovery) Goldloan Default dt 03-01-2017
- Cir 03-2017 (CS) Restucturing of Board and Appointment of MD dt 05-01-2017
- Cir 04-2017 (BD) Enhancement of valuation fee to be collected from customers dt 12-01-2017
- Cir 05-2017 (BD) Demonetisation - Instruction regarding cash withdrawals from Sugama Accounts dt 12-01-2017
- Cir 06-2017 (P&HR) Pay Revision to Top Level Executives with GO dt 16-01-2017
- Cir 07-2017 (P&HR) Enhancement of daily wages to PTS employees dt 20-01-2017
- Cir 08-2017 (FA) Estimated Profit & Loss Ac for the current year 2016-17
- Cir 09-2017 (P&HR) DA Arrear 01-07-2016
- Cir 10-2017 (FA) TA,DA,Incidental charge revised-2017
- Cir 11-2017 (P&HR) List of retirement 2018
- Cir 12-2017 (FA) Fixed Deposits matured but remaining unclaimed dt 08-02-2017
- Cir 13-2017 (FA) Finalisation of accounts for 2015-16 dt 10-02-2017
- Cir 14-2017 (Recovery) PBNP Cases Incresing Trend
- Cir 15-2017 (BD) Disbursal of gold loan amount in cash-Limits prescribed dt 10-03-2017
- Cir 16-2017 (FA) Annual Closing of Accounts as on 31-03-2017 dt 17-03-2017
- Cir 17-2017 (GAD) Stock of Stationery and Fixed Assets Statement called dt 04-03-2017
- Cir 18-2017 (Recoery) Gold Loan Default Removal of Circular 2-2015 dt 18-03-2015
- Cir 19-2017 (FA) Demonitisation_Uploading of Data by branches dt 22-03-2017
- Cir 20-2017 (FA) Remittance of Service Tax of March 2017 reg dt 22-03-2017
- Cir 21-2017 (FA) Appointment of Statutory Auditors for the Company
- Cir 22-2017 (BD) Revision of interest rate of deposit and loans
- Cir 23-2017 (Recovery) Chitty Default Interest reduced to 12 dt 28-03-2017
- Cir 24-2017 (BD) CASBA_ Collecting Aadhar Nos of Customers and opening Sugama Accounts dt 29-03-2017
- Cir 25-2017 (Recovery) RR Online_Procuring Dig Sig_Appointment of Dist Lev Nodal Officer dt 28-03-2017
- Cir 26-2017 (Recovery) Ilavu 2017_Extention of period upto 30-04-2017 dt 31-03-2017
- Cir 27-2017 (FA) Restriction on cash transactions in the Finance Act 2017_Clarification dt 01-04-2017
- Cir 28-2017 (P&HR) Conduct of Promotion test
- Cir 29-2017 (IA&V) Internal Audit_Effective, Timebound and correct dt 20-04-2017
- Cir 30-2017 (IT) CASBA Data Purification Bef 26-04-2017 dt 20-04-2017
- Cir 31-2017 (PLG) Obtaining Aadhaar Nos Of Subs dt 21-04-2017
- Cir 32-2017 (BD) Canvassing and Door Collection Agents reg dt 17-04-2017
- Cir 33- 2017 (Recovery) Ilavu 2017_ Extention of period upto 31-05-2017 dt 29-04-2017
- Cir 34-2017 (Recovery) Ilavu 2017 Extension of Base date from 31-03-2016 to 31-12-2016 dt 10-05-2017
- Cir 35-2017 (GAD) Directions for taking premises on lease for starting New-Excisting branch dt 20-04-2017
- Cir 36-2017 (FA) Closing Cash Balance Certificate ason 8-11-2016 & 31-12-2016 Should also Prepare dt 22-05-2017
- Cir 37-2017 (BD) Ponnona chitty 2016 Draw for Second prize
- Cir 38-2017 (CS) Malayalam Bharana Bhasha Varsham
- Cir 39-2017 (P&HR) Revision of Dearness Ref Allowance w.e.f. 01.01 .2017
- Cir 40-2017 (P&HR) Sexual Harassment against Women_Reconstitution of Complaints Committee
- Cir 41-2017 (FA) Cash Transaction above 2 L Restricted by Income Tax_Reminder
- Cir 42-2017 (FA) Fixed Deposits matured but remaining un-claimed and unpaid as on 31-03-2017 dt 08-06-2017
- Cir 43-2017 (FA) Profit and Loss Account and Balance Sheet in respect of Chit Bus for the year ended 31-03-2017 dt 08-06-2017
- Cir 44-2017 (FA) GST Implementation_Instructions dt 30-06-2017
- Cir 45-2017 (BD) Launching of Ponnona Chittilal 2017 during this Onarn festival season
- Cir 46-2017 (P&HR) Termination of the service of employees who were continuing after the age of 58
- Cir 47-2017 (IT) Hardware Maintanance in Branch dt 13-07-2017
- Cir 48-2017 (Recovery) Default Auctions @ Branch Level dt 17-07-2017
- Cir 49-2017 (Legal) Right to information Act Reg dt 17-07-2017
- Cir 50-2017 (BD) Modification in Door Colln & Canvassing Commission wef 01-08-2017 dt 17-07-2017
- Cir 51-2017 (BD) Gold Apraiser Fee Enhancement Reg dt 03-08-2017
- Cir 52-2017 (BD) Pisharadi Kaavu Devaswom Employees Salary Cert dt 03-08-2017
- Cir 53-2017 (PLG) Goldloan_Increasing the limit of Cash Disbursement dt 16-08-2017
- Cir 54-2017 (BD) Ponnona Chitty 2017_Umbrella as Consolation Prize dt 17-08-2017
- Cir 55-2017 (GAD) Company Calender and Diary Additional Requirement dt 26-08-2017
- Cir 56-2017 (BD) CVL tieup scheme with Indroyal Furnitutre dt 26-08-2017
- Cir 57-2017 (P&HR) Enhancement of Remuneration of employees - engaged on daily wage dt 29-08-2017
- Cir 58-2017 (GAD) Onam Coir Products Lucky Draw Coupons General To KSFE employees and pubric dt 29-08-2017
- Cir 59-2017 (FA) Monthly Interest of Chitty Security Deposits with Treasury reg dt 08-09-2017
- Cir 60-2017 (FIN) Reverse charge Mechanism in GST
- Cir 61-2017 (CS) Bharana Bhasha Malayalam dt 24-10-2017
- Cir 62-2017 (BD) Including Employees of Nitta Gelatin India Ltd. as SREG in KSFE dt 25-10-2017
- Cir 63-2017 (Plg) Nov 6 KSFE Day Celebrations dt 01-11-2017
- Cir 64-2017 (GAD) Distribution of Com Calendar for 2018_Distribution Cent Dt 08-11-2017
- Cir 65-2017 (BD) News Paper in Branches dt 10-11-2017
- Cir 66-2017 (FA) Details of Fixed Deposits matured but remaining unclaimed or unpaid as on 31.03.2017 dt 13-11-2017
- Cir 67-2017 (P&HR) KSFE Society_Withdrawal of Imposed Restrictions to 10 employees dt 15-11-2017
- Cir 68-2017 (P&HR) DDFS_Selection of Digital Ambassadors - Master Trainers Programme dt 01-12-2017
- Cir 69-2017 (BD) Starting of Multi Division Chitty Reg dt 07-12-2017
- Cir 70-2017 (BD) PC 2016 Announcement of Result of Megadraw dt 28-12-2017
- Cir 01-2016 (P&HR) Stasff welfare Scholarship to the children-spouse dt. 20.01.2016
- Cir 02-2016 (Plg) Formation of 4 new Regional Offices DT. 03.02.2016
- Cir 03-2016 (P&HR) Retirement of Company Employees dt. 09.02.2016
- Cir 04-2016 (BD) Awards for performing branches-Regions BVC 2015 dt. 10.02.2016
- Cir 05-2016 (P&HR) General Transfer 2016-Request called for dt. 10.02.2016
- Cir 06-2016 (IA &V) Timely action on audit files-reg dt. 11.02.2016
- Cir 07-2016 (GAD) Keeping our premises clean-observing Wednesdays as “CLEAN WEDNESDAYS” dt. 11.02.2016
- Cir 08-2016 (Recovery) Initiation of RR in CAS – Rectification of mistakes – Directions issued
- Cir 09-2016 (BD) Draw for BVC-2015 – Announcement of results dt. 15.02.2016
- Cir 10-2016 (BD) Modifications in various loan schemes - reg dt. 20.02.2016
- Cir 11-2016 (Recovery) Recognition for default reduction and effective recovery management function at branch level dt. 22.02.2016
- Cir 12-2016 (Recovery) Containment of Non-prized Chitty Default-Campaign for Revival-Substitution dt. 23.02.2016
- Cir 13-2016 (IA&V) Cheating of the company by producing bogus salary certificate reg dt 24.02.2016
- Cir 14-2016 (RR) User Training on RR initiation by Online - Rectification of defects of RR dt. 29.02.2016
- Cir 15-2016 (IT) Flashing the Company Profile in WhatsApp, facebook,Twitter, You Tube accounts dt. 08.03.2016
- Cir 16-2016 (GAD) Stock of STationery and Fixed Assets-Statement called for dt 10.03.2016
- Cir 17-2016 (FA) Change in Service Tax rate w.e.f. 01.04.2016 – Re-Introduction of Abatement to chitty dt. 21.03.2016
- Cir 18-2016 (FA) Annual closing of Accounts as on 31st March and audit observation of the Company by the Statutory auditors dt. 21.03.16
- Cir 19-2016 (FA) Payment of Service Tax dt. 28.03.2016
- Cir 20-2016 (IT) e-Collection facility to be provided to chitty subscribers dt. 30.03.2016
- Cir 21-2016 (FA) Appointment of Statutory Auditors 2015-16-Instructions issued dt. 30.03.2016
- Cir 22-2016 (BD) Inclusion of Kodumon Branch (Code No. 278) under Kollam Region dt. 31.03.2016
- Cir 23-2016 (BD) Low Key Campaign-Special Chitty Campaign for the 1st quarter of the FY 2016-17 dt. 01.04.2016
- Cir 24-2016 (BD) Introduction of ProcessingAdministration Charge for the KSFE Personal Loan Scheme dt. 11.04.2016
- Cir 25-2016 (RR) Containment of NPA-Overdue cases in Gold Loan portfolio. District Level Adalaths to be conducted at RO level dt. 11.04.2016
- Cir 26-2016 (P&HR) Enhancement of Daily Wages to PTS dt. 15.04.2016
- Cir 27-2016 (FA) FD matured but remaining unclaimed-unpaid as on 31.03.2016-Renewal of deposits-settling of the claims-instructions dt. 07.05.2016
- Cir 28-2016 (BD) Advance under Gold LoanGold security scheme – revision dt 20-05-2016
- Cir 29-2016 (P&HR) Revision of Dearness Allowance w.e.f. 01.01.2016
- Cir 30-2016 (FA) Change in TDS and threshold limit wef 01.06.2016
- Cir 31-2016 (FA) Change in Service Tax rate w.e.f. 01 .06.2016 - introduction of Krishi Kalyan Cess
- Cir 32-2016 (BD) Modifications in the Housing Loans Scheme
- Cir 33-2016 (P&HR) Termination of Ex-Service Personnel deployed under contract basis
- Cir 34-2016 (FA) Profit and Loss account and balance sheet in respect of chit business
- Cir 35-2016 (CS) SWATCH BHARATH MISION CLEANLINESS
- Cir 36-2016 (BD) Revision of interest on Deposit Schemes dt 02-07-2016
- Cir 37-2016 (Recovery) Introduction of 'SPARK' - Software for dt 02-07-2016
- Cir 38-2016 (Recovery) Revaluation of property by BM
- Cir 39-2016 (RR) Instruction for settling PBNP Cases dt 15-07-2016
- Cir 40-2016 (P&HR) Conduct of Promotion test for the year 2015 dt 25-07-2016
- Cir 41-2016 (Recovery) IDLI 2016 llntensive Drivefor Liquictity Improvement) - I) dt 29-07-2016
- Cir 42-2016 (FA) Details of Fixed Deposits matured but remaining unclaimed unpaid
- Cir 43-2016 (BD) Launching of Ponnona Chittikal 2016 during this Onam festival season dt 13-08-2016
- Cir 44-2016 (Recovery) IDLI- 2016' oncoming festive season - improving - cash flow - Intensifying Recovery steps
- Cir 45-2016 (BD) Draw for BHAGYA SREYAS CHITTIKAL (BSC-2015)
- Cir 46-2016 (CS) Mentioning names of SPIO's AAs in the communications issued under RTI Act dt 29-08-2016
- Cir 47-2016 (P&HR) Implimentation of Pay Revision - Option called dt 17-09-2016
- Cir 48-2016 (GAD) Printing and Supply of Company Calender and Diary
- Cir 49-2016 (P&HR) Pay Revision - Revision of Allowances and Other Benefits red dt 28-09-2016
- Cir 50-2016 (P&HR) Enhancement of Remuneration of Employees Engaged on Daily Wage Basis dt 03-10-2016
- Cir 51-2016 (CS) Bharana Bhasha Malayalam dt 28-10-2016
- Cir 52-2016 (FA) Internal Control Systern for realization of cheques submitted towards monthly subscr of chitty dt 28-10-2016
- Cir 53-2016 (PLG) Celebration of KSFE day on 7th November 2016 dt 28-10-2016
- Cir 54-2016 (Recovery) IDLI 2016-Extension of the scheme to 2nd phase for substitution dt 28-10-2016
- Cir 55-2016 (P&HR) Job Rotation in Asst Carder Dt 03-11-2016
- Cir 56 -2016 (GAD) Distribution of Company Calender 2017 dt 08-11-2016
- Cir 57-2016 (CS) Treatment in Super Speciality Hospital dt 08-11-2016
- Cir 58-2016 (CS) Quami Ekta Varakhosham dt 08-11-2016
- Cir 59-2016 (Plg) Instruction regarding cash collection & Auction
- Cir 60-2016 (Plg) Circular Rs 1000, 500 Notes reg dt 14-11-2016
- Cir 61-2016 (CS) Restructuring of Board of Directors dt 24-12-2016
- Cir 62-2016 (Plg) POS Mechine installatioin uploading dt 09-12-2016
- Cir 63-2016 (P&HR) Strike on 02.09.16_ Regularization of Absence dt 23-12-2016
- Cir 64-2016 (BD) Know Your customer(KYC) guidelines specified by RBI
- Cir 65-2016 (P&HR) Staff welfare - Scholarship to the childrenspouse of company employees for dt 26-12-2016
- Cir 66-2016 (Recovery) Reg DCRG dt 23-12-2016
- Cir 67-2016 (Legal) Enhancement of Panel Advocate's fee dt 29-12-2016
- Cir 68-2016 (Recovery) OTS ILAVU 2017 dt 31-12-2016
Prof Prem raj Pushpakaran writes -- 2019 marks the 50th year of Kerala State Financial Enterprises Limited!!!
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